Philip is an associate in the Business Litigation practice group. He has been with the firm since 2015 and focuses on complex commercial litigation, appellate work, and regulatory compliance. He regularly represents national mortgage companies, loan servicers, and trusts in state and federal courts involving consumer claims under the Fair Debt Collection Practices Act, the Real Estate Settlement Procedures Act, the Truth in Lending Act, the Fair Credit Reporting Act, as well as state law claims for negligence, fraud, breach of contract, and violations of the Kentucky Consumer Protection Act. Philip also represents national businesses in a variety of industries including insurance, energy, the environment, and manufacturing, concerning commercial disputes of multiple stripes – breach of contract, class actions, and negligence.
SKO successfully defended a national mortgage servicer against claims that it violated the Fair Debt Collections Practices Act and the Kentucky Consumer Protection Act, in addition to claims of breach of contract and negligence. The Jefferson Circuit Court granted summary judgment in favor of the client on all claims alleged against it after several years of litigation.
U.S. Bank Trust, N.A., as Trustee for Volt Asset Holdings Trust XVI, by Caliber Home Loans, Inc., as its Attorney in Fact v. Cahoon, et al., Case No. 14-CI-400462 (Circuit Court for Jefferson County, Kentucky).
SKO successfully defended a steel processing company with operations in Mexico against claims that it, along with other suppliers located across the globe, breached a supplies contract with a manufacturer of complex electro-mechanical products. SKO defended on the basis that the federal court did not have personal jurisdiction over the client and, therefore, the client could not be hailed into federal court in the United States for what would have been the first time in the company’s nearly 30 years in business. The United States District Court for the Eastern District of Washington granted the motion to dismiss for lack of personal jurisdiction in favor of the client, effectively terminating the litigation against the client. Key Tronic Corporation v. Smart Technologies, et. al., Case No.2:16-cv-00028-TOR.
SKO successfully resolved a complex class action litigation matter where the purported class was challenging the method by which a national insurance company calculated the Actual Cash Value (“ACV”) payments on homeowners’ insurance claims in Kentucky.
Issues Facing Trusts in the Residential Mortgage Industry, CLE Presentation, 2019