Tim is a Member at SKO, and part of the Business Services, Banking & Financial Services, and Real Estate groups. He joined the firm in 2022, when SKO merged with Katz Korin Cunningham, where he had been practicing for the past four years.
Prior to becoming a lawyer of 20+ years, Tim was in the banking industry. That training helped him to understand how financing sources think and work.
Banking & Financial Services: He often acts as outside “general counsel” for the financial institutions he serves. In that capacity, Tim is able to help various bank departments by answering routine legal questions and helping them better perform their duties. He has also assisted banks in software acquisition transactions and has designed new commercial lending products and services for bank clients.
Tim also has broad experience with commercial loans. Tim and his team assist clients to originate, structure, investigate, documenting, and closing commercial loans of all sizes, including commercial and industrial (C&I) loans, construction loans, and long-term real estate financings. He advises banks as to the best means to restructure loans in order to maximize recovery and reduce risk. Tim has been the lead attorney on numerous restructuring transactions involving everything from rolling stock to golf courses to large investment real estate portfolios. He understands that filing a suit is not always the best solution and that the resolution of difficult credits often requires “outside the box” thinking.
Business Services: In addition, Tim has been involved in the formation of new entities, purchase and sales transactions, financings, and general business contracting and transactions. He has handled many liquor store and bar acquisitions and dispositions throughout his career and understands the unique structure of these transactions. His understanding of commercial lenders is useful in counseling borrower clients as to what they should expect from their lenders.
Real Estate: For his commercial and real estate clients, Tim often documents and negotiates commercial leases, both for landlords and tenants, many times involving Fortune 500 companies. He also represents buyers and sellers in real estate transactions involving everything from vacant land and stand-alone buildings, to strip centers, apartment complexes and large industrial portfolios. He assists his clients with all aspects of the transaction; from the preparation and negotiation of the purchase agreement through due diligence and closing. Likewise, he is skilled at drafting easements, access agreements, licenses and other real estate instruments.